FACTS YOU SHOULD KNOW ABOUT AUTOMOBILE INSURANCE IN NEW YORK STATE
Many drivers who believe that they have “full coverage” are disappointed when they get involved in an accident. Therefore, we strongly recommend that you review and upgrade the coverage provided by your automobile insurance policy.
First, we suggest that you increase your liability limits of coverage (bodily injury and property damage) to the maximum amounts offered by your insurance company. Also, consideration should be given to purchasing excess, umbrella or catastrophe insurance to further supplement your liability coverage. These types of coverage provide protection if you are sued by one or more people for their injuries, or for damage to their vehicles or property arising out of a motor vehicle accident.
Also, you should verify that the limits of your comprehensive and collision coverage are sufficient to protect against fire, theft, vandalism, collision or other damage to your vehicle.
Furthermore, it is very likely that your insurance policy does not include sufficient coverage to protect against personal injuries to you, your passengers and the members of your household. This extremely important coverage is available in New York State at modest cost. Nevertheless, many insurance companies and brokers neglect to inform their policyholders about the availability and vital importance of this optional protection. If you, your passengers, or any members of your household are injured in a motor vehicle accident, it is extremely important that your insurance policy include this optional coverage, which protects the driver and occupants of your car, and members of your household. Accordingly, we strongly recommend that you review your insurance policy with your broker or sales representative in order to verify that your policy provides the following coverage in the maximum amounts available:
• Uninsured Motorist
• Supplementary Uninsured Motorist (Underinsured Motorist)
• Basic Personal Injury Protection (No Deductible and Not Managed Care)
• Optional Basic Economic Loss
• Additional Personal Injury Protection
FREE CONFIDENTIAL CONSULTATION
If you have been seriously injured due to an accident, and would like to discuss your case with a New York Accident Lawyer, call our office for a free confidential consultation, or complete our questionnaire.
Visiting our website, submitting any information via questionnaire or email, or discussing your case with us does not create an attorney-client relationship. An attorney-client relationship with our law firm can only be established with the signing of a written retainer agreement prepared by our law firm.
Under New York law, in the event there is no recovery in a contingency fee case, the client is responsible for the expenses of the litigation, including court costs and disbursements.
Prior results do not guarantee or predict a similar outcome with respect to any future case or legal matter.
NEW YORK ACCIDENT LAWYER DISCLAIMER
The New York personal injury, accidental injury, serious accident, or other personal injury legal information contained in this website is not intended to constitute legal advice, nor to create an attorney-client relationship or lawyer-client relationship. We recommend that you discuss your accident case with a NY Personal Injury Attorney or NY Injury Lawyer promptly, since there are strict time limitations that apply to New York negligence cases.
This website is not intended to solicit clients for accident cases outside of New York State. However, we do represent accident victims who live outside of New York, who sustained fractures or other serious injuries in a motor vehicle collision, hit & run accident, uninsured motorist accident, under-insured motorist collision, motorcycle collision, pedestrian accident, bicycle accident, roller blade accident, in-line skating accident, premises accident, trip & fall accident, construction site accident, or on the job accident that occurred in New York State, as well as wrongful death or accidental death caused by a NY accident.
Personal Injury Lawyers New York and New York Attorneys representing accident victims who have sustained serious injuries in New York City, Manhattan, Bronx, Brooklyn, Queens, Staten Island, Long Island, Nassau County, Suffolk County, Westchester County, Rockland County and upstate New York.
Law Offices of Michael W. Goldstein, a New York personal injury law firm